Work & Finance

  • What is the Canada Education Savings Grant?

    What is the Canada Education Savings Grant?

    The Canada Education Savings Grant (CESG) is an initiative introduced in the 1998 Federal Budget to encourage families to save towards their...

  • What is a Registered Education Savings Plan (RESP) and why do I need one?

    What is a Registered Education Savings Plan (RESP) and why do I need one?

    A Registered Education Savings Plan (RESP) is an investment vehicle designed to help parents, grandparents and others concerned adults finance the...

  • What are the different types of Registered Education Savings Plans (RESPs)?

    What are the different types of Registered Education Savings Plans (RESPs)?

    There are various RESP vehicles presently available to assist you in saving for your child's future post-secondary education. Generally speaking...

  • What about self-directed RESPs?

    What about self-directed RESPs?

    Most Canadians don't understand that the two types of RESPs, scholarship and self-directed plans, are actually subject to different legislation. Companies like Heritage Education Funds offer a scholarship plan...

  • 10 Questions to ask yourself about your child's future post-secondary education

    10 Questions to ask yourself about your child's future post-secondary education

    Do you want your child to benefit from a post-secondary education (i.e., community college, college or university)? Are you prepared to save...

  • Borrowing To Contribute

    Borrowing To Contribute

    What do you do if the RRSP deadline is fast approaching and you don't have the money to make a contribution? Simple. Borrow it. Your annual RRSP contribution is an important part of planning for your future...

  • Getting Back to Work

    Getting Back to Work

    As a working member of society you enjoy income, position, respect, working with others, a feeling of community and that somehow you are contributing something to the world. With this comes a higher self-esteem...

  • Frugal Living

    Frugal Living

    The most frequently asked question about frugal living for me has been "What is that?". My explanation is usually that frugal living is a conscious choice to spend less, save more, and basically...

  • Stay-at-Home Mom, Back-at-Work

    Stay-at-Home Mom, Back-at-Work

    Yippee! My days of being an ambivalent, mostly stay-at-home mom are over. I’ve landed my first full-time job in 13 years! I’m 47 years old and my sons are 13 and 15. Every morning I rise...

  • Why Always Blame the Working Mom?

    Why Always Blame the Working Mom?

    When I was 15, living in the suburbs, I sometimes babysat for a young couple who lived across the street in a towering garden-engulfed house made entirely of glistening British Columbia Redwood. The Mom was a...

  • Work and Family Balance

    Work and Family Balance

    With so many two income and single parent families these days, parents are finding it increasingly difficult to achieve a balance between work, family and personal time. Regrettably, working parents try so hard...

  • Shift Work Means: SHIFTing Gears

    Shift Work Means: SHIFTing Gears

    The phenomenon is growing. More parents are working. And more working parents are doing jobs where the hours are not just 9-5 each weekday. Where does that leave the children? Where does that leave the...

  • Juggling Work & Family

    Juggling Work & Family

    Feeling a little stressed? Struggling to keep all the balls in the air? You're in good company. According to the most recent stress-related data from Statistics Canada, 85 per cent of mothers who are employed...

  • Tax Tips

    Tax Tips

    If you still haven't done your tax return, remember you need to get it in the mail no later than April 30. But don't wait until the last minute to do your return. Leave yourself some breathing space before you...

  • Making It Work to Stay Home from Work

    Making It Work to Stay Home from Work

    I love my time with Josh (3) and Sam (9 months), but I miss talking with the people at work and using my mind in a different way. I don't really want to get a job, I just want some kind of change at...




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